Privacy Policy

Effective: April 15, 2026 · CCPA / GDPR compliant

This Policy describes what GOD MODE CREDIT ("GMC", "we") collects when you visit or purchase, and how we handle it.

1. What We Collect

• Order information: name, email, purchase history (via Stripe)
• Analytics: anonymous page views, click events, scroll depth, device/browser type (via PostHog + Vercel Speed Insights)
• Email signups: email address only, to deliver free lead magnets and course updates

We do not collect credit card numbers, Social Security Numbers, credit reports, or any PII related to your actual credit file. We never have access to your credit bureau accounts.

2. How We Use It

• Deliver the product you purchased
• Send onboarding + product support emails
• Improve the site (aggregate, anonymized)
• Comply with legal / tax obligations

3. Third Parties

We share only the minimum required:

• Stripe — payment processing (stripe.com/privacy)
• Resend — transactional email delivery
• PostHog — anonymized product analytics
• Vercel — hosting + CDN

We never sell your data. We never rent lists. Period.

4. Cookies

We use first-party cookies for session state and anonymized analytics. No advertising cookies. No cross-site tracking pixels.

5. Your Rights

You have the right to:

• Access the data we hold about you
• Correct it
• Delete it (except records we must retain for tax/legal reasons)
• Opt out of marketing emails (one-click unsubscribe in every message)
• Export your data in machine-readable format

Exercise rights → apex@godmodecredit.com. We respond within 7 business days.

6. Security

All traffic is HTTPS. Payments are PCI-DSS via Stripe. Email is TLS-encrypted. We use least-privilege access controls on all databases.

7. Children

GMC is not directed at anyone under 18. We do not knowingly collect data from minors.

8. International Users

We store data in the United States. By using the site, you consent to transfer of your data to the U.S. EU/UK residents have additional GDPR rights (including the right to lodge a complaint with your local DPA).

9. Changes

We'll post updates here with a new effective date. Material changes get emailed to active customers.

10. Contact

Privacy lead → apex@godmodecredit.com